E-
|
|
|
Ways to pay There are many ways to pay. However, we understand that these can be difficult times financially. If you are expecting to have difficulty paying the full amount in one go, we will be happy to discuss a regular payment plan. Depending on the circumstances this could be interest free. Please let us know as soon as possible so that we can make the necessary arrangements. Probate Probate is the term used to describe the legal process of sorting out the deceased’s estate. Even if a will has been made, if the size of the estate exceeds £5000 in value you will have to obtain probate. Some instructions on how to do it yourself are available but we advise you to involve a solicitor. More information can be found online at www.courtservice.gov.uk or by phoning Principal Registry of the Family Division on 020 7947 7159 or the National Probate and Inheritance Tax helpline on 0845 3020900. We understand that this can take a few months to complete and we are happy to deal with solicitors directly if you would prefer. Insurance policies Insurance Companies need to see the Grant of Probate before it will pay out. If no Grant of Probate is required you would have to contact the Insurance Company to see what they require before the payment can be made. At the very minimum they will need a certified copy of the entry in the register of deaths, i.e. “certified copy of the death certificate”, and possibly an indemnity from the payee. Getting help: The Social Fund If the person paying the bill (not the deceased) is receiving any of the following benefits: Income support, Job seekers allowance, Council Tax support or Sickness Allowance; you may be entitled to a contribution from the “Social Fund”. The amount paid normally only covers “essential” costs such as: coffin, cremation fees, doctors fees, etc. The remainder will have to be paid from other funds. Please note, any amount awarded will be payable directly to us. For more information please contact the local JobCentre Plus. Bereavement Payment If the deceased was under pensionable age and paid a certain amount of National Insurance
contributions (stamp) the surviving widow/widower may possibly be entitled to a one- |
